Eco-friendliness rules. However, many people are willing to proclaim their love for Mother Earth but don’t do much about it. Or, they may not be putting their energies into the right areas. Many people have switched to public transport, biking or walking and those things are things that clearly help. There are hundreds of “green” items on the market, from ink cartridges to paper to plastics to organic everything. The problem may be getting access to those products or paying extra to purchase them. That’s great if it’s really helping. But there may be other alternatives as well.
Green products don’t end at the supermarket or local department store however. Nowadays, anything can be green; including professional institutions, banks, credit cards, mortgages, the list is endless. Many of these companies promise to donate part of your premium to an environmental charity. Be careful, however, that you aren’t paying for it elsewhere as well.
David Kuo, head of personal finance at fool.co.uk, says: “In general, finding good quality financial products is hard enough already, without tying your hands behind your back by saying you want something that’s green as well as good value.”
Kuo also points out that if you decide to go with a non-green product to save money, you have more control over what to do with the money you save. “If you can save money [by opting for a non-green product], you’re free to decide what you want to do with those savings,” he says.
To learn more about green personal finance, go to fool.co.uk
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